There are so many reminders that the IRS income tax deadline, April 15, is fast approaching. First come the ads for H&R Block, and then the more ridiculous special workout routines for tax season. Here at LAPTOP, we know how tolling tax season can be. In fact, we have been pushing for a tax “vacation” day in our offices. But as we sit around crossing our fingers we also came up with a list of 12 of the most useful financial software and services. As one might expect, the line between the Web and software is blurring in the financial services genre as it is across the industry. While Web sites act more like standalone financial applications, software comes to rely on the Web and real-time updates. Check out our top picks and get ‘er done!