iPhone 5c: Which Carrier Has the Best Plans?

 iPhone 5c carrier 495x400

We know. You’re itching to grab the iPhone 5c in blue. Or one of its other four available colors. However, you first need to pick a carrier. The iPhone 5c will be available via AT&T, Sprint, T-Mobile and Verizon Wireless. And with the new early upgrade plans offered by three of the nation’s Big Four carriers, choosing a plan can be confusing. Fortunately, we’ve done the math and considered the carriers’ LTE networks to help you make that decision.

Carrier Plan Details 4G LTE Markets iPhone 5c (16GB) Cost Activation Fee Monthly Expense Cost Over Two Years
AT&T #1 Mobile Share 1GB Data with Unlimited Talk & Text 396 $99 $36 $85 $2175
AT&T #2 Mobile Share 4GB Data with Unlimited Talk & Text 396 $99 $36 $100 $2535
AT&T #3 Individual 5GB Data (and hotspot) with Unlimited Text & 450 Minutes 396 $99 $36 $90 $2295
AT&T Next* 20 monthly payments of $22 on top of any plan above, no down and activation fees 396 $22 x 20 months $0 #1: $107
#2: $132
#3: $111
Sprint Unlimited All-In: Unlimited Data (& hotspot), Talk & Text 151 $0 for new customers $36 $110 $2676 
Sprint Unlimited My Way: 1 GB Data (1 GB hotspot) with Unlimited Voice & Text 151 $0 for new customers $36 $80 $1956 
T-Mobile #1 2.5GB Data (Including Mobile HotSpot) with Unlimited Talk & Text 154 $22 x 24 months $10 SIM Starter Kit $82 $1978
T-Mobile #2 Unlimited Data (2.5GB Mobile HotSpot) with Unlimited Talk & Text 154  $22 x 24 months $10 SIM Starter Kit $92  $2218
T-Mobile JUMP! Additional $10 monthly on top of any plan above, minus down & activation fees 154  -  - #1: $92
#2: $102
Verizon #1 Share Everything 2GB Data with Unlimited Talk & Text 500 $99 $35 $100 $2499
Verizon #2 Share Everything 4GB Data with Unlimited Talk & Text 500 $99 $35 $110 $2739
Verizon Edge Additional $22.91 on top of each plan above 500 $22.91 x 24 months $35 #1: $123
#2: $133

 * – monthly expense indicate amount due for first 20 months 



There are two ways to get the iPhone 5c on AT&T — monthly payments for early upgrade with Next or the carrier subsidized model.

With a two-year individual Nation or a Mobile Share plan, you can get the 16GB iPhone 5c for $99 or the 32GB model for $199 upfront. Choose the number of minutes and messages you want with the individual plan, or get unlimited voice and texts with the Mobile Share plan, which lets you share your data with up to 10 devices. 

MORE: Top Features of Apple iOS 7

Alternatively, AT&T’s Next allows you to upgrade your handset every year. With Next, you pay 20 monthly intallments of $22 for the 16GB iPhone 5c (32GB at $27) instead of the $99 upfront cost. The activation fee is also waived and you’re eligible for a device upgrade (at no additional cost) after 12 payments. 

If you go for the individual plan and pick 450 minutes at $39.99 a month and 5GB (AT&T’s max) of data for an extra $50 monthly, you can get the 16GB iPhone 5c for $99 and a $36 activation fee, adding up to a total of $2,294 over two years. The 5GB data also allows you to to use your phone as a mobile hotspot. On the same plan with Next, you would make 20 monthly payments of $22 plus the cost of the plan for a total of $2,599.


AT&T has a growing 4G LTE footprint of 396 markets, with speedy performance in New York City that outpaces Verizon’s LTE network. 



If you’re switching carriers to Sprint, you get $100 off any phone, meaning you can get the 16GB iPhone 5c for free and the 32GB model for $99 with any two-year plan. Sprint is the only of the Big Four carriers not to have jumped on the early upgrade plan bandwagon, so you’ll have to hold on to your iPhone 5c for the next two years if you decide to go this route. 

Sprint offers unlimited data on its unlimited My Way or My All-In plans. The My All-In plan offers unlimited minutes, texts and data (with 5GB for mobile hotspot) for $110 a month. The My Way plans start from $50 monthly for unlimited minutes and texts and an additional $20 each month for 1GB data or $30 for unlimited data. You can choose to add 1GB, 2GB or 6GB for mobile hotspot at monthly additional fees of $10, $19 and $49 respectively. 

MORE: 25 Best iPhone 5 Apps

Say you’re a carrier-switcher and you want Sprint’s unlimited My All-In plan. The 16GB iPhone 5c will be free for you, and you’d make 24 payments of $110 and a $36 activation fee for a total of $2,676 over two years. If you want the My Way plan with just 1GB of data and 1GB mobile hotspot, you’d pay $80 a month and the activation fee, adding up to $1,956 in two years.


Sprint’s 4G LTE network is considerably smaller than market leaders AT&T and Verizon, with just 151 markets covered as of July 2013. For example, Manhattan, NY still isn’t covered, but the company announced late July that its 4G network is available in the Bronx and Brooklyn. The carrier continues to roll out its growing 4G coverage but is lagging behind competitors.



T-Mobile kick-started the early upgrade plan frenzy when the carrier announced JUMP! earlier this year. For a $10 monthly fee, T-Mobile customers can upgrade their phones as soon as 6 months after enrollment. The 16GB iPhone 5c on T-Mobile costs 24 monthly payments of $22, with any of the carrier’s no-contract plans. The 32GB model will cost an additional $99 upfront, and the carrier charges $10 for a SIM starter kit with every new line.

T-Mobile’s Simple Choice plan offers unlimited voice and text with 500MB of data for $50 a month. Customers can add 2GB or unlimited data for an extra $10 and $20 respectively. The unlimited data plan also comes with 2.5GB of mobile hotspot tethering. 

If you pick T-Mobile’s Simple Choice plan with an extra 2GB of data, you would pay $60 a month. With the phone’s monthly cost and the activation fee, the 16GB iPhone 5c would cost you $1,978 over two years. This plan would not allow you to use your phone as a hotspot. If you opted for a JUMP! plan so you can upgrade to the iPhone 6 when it comes out, the total for two years would be $2,218.


T-Mobile’s bright pink umbrella is bringing its 4G coverage to more markets and currently reaches 154 metro areas, slightly ahead of Sprint. The company expects to bring its 4G LTE network nationwide by late 2013. T-Mobile’s 4G HSPA+ network  also offers good speeds as a backup to LTE, and the carrier is currently the only national provider to offer nationwide HD Voice for high-quality calls on iPhone 5s, 5c and 5. 

Verizon Wireless


The 16GB iPhone 5c will cost you $99 up front with a two-year Verizon Wireless contract. If you can’t commit to a phone for that long, the iPhone 5c is also available for $0 down and $22.91 a month on the carrier’s early upgrade plan Verizon Edge. With Edge, the price of your phone is split over 24 monthly payments and in six months you can trade in your device for a new handset. 

MORE: Top 10 iPhone 5 Wallet Cases

Verizon offers unlimited talk and text on its Share Everything plan that starts at $100 a month when you include 2GB of data. With that amount of data, the Verizon iPhone 5c (16GB) will set you back $2,499 over two years. A 4GB data configuration of the same plan would cost $2,739. 

The same phone with a 2GB data plan on Verizon’s Edge would cost $2,949 over two years, while the 4GB plan on Edge would total $3,189.


Verizon has completed its initial 4G LTE rollout, and with 500 markets the carrier currently has the nation’s largest footprint. The network’s new Advanced Wireless Services (AWS) is expected to double the speeds of AWS-enabled devices, but it isn’t clear if the new iPhones will support the upgrade. Despite the wide coverage, we’ve noticed that Verizon’s network in New York City is often slower than AT&T’s in multiple locations. 

Bottom Line

Sprint offers the best deal on the iPhone 5c for new customers, shaving $100 off the handset’s price for carrier switchers. The 16GB iPhone 5c comes up to just $1,956 in two years on Sprint’s Unlimited My Way with 1GB of Data and 1GB hotspot tethering. Unfortunately, the carrier’s relatively small 4G LTE network means bargain-hunters might not be able to get 4G speeds on their new iPhones right away if they go with Sprint.

T-Mobile’s unlimited talk and text plan with 2.5GB of data is just $20 more at $1,978 over two years, and the carrier’s growing 4G coverage and exclusive HD Voice for crystal-clear calls make it a great choice for value. But if you want great coverage and speeds, AT&T’s 450 minutes and 5GB  of data at $2,294 over two years is your best bet.

If you demand wide 4G LTE coverage and want unlimited minutes, Verizon’s 2GB Share Everything plan is fairly priced, but you’ll want to make sure you get good speeds in your neck of the woods.

Lastly, if you want the best early upgrade plan for your iPhone 5c, T-Mobile’s JUMP! offers the best value at just $2,448 over two years for unlimited data, talk and text. 

Cherlynn Low
Cherlynn Low
Cherlynn joined the Laptopmag team in June 2013 and has since been writing about all things tech and digital with a focus on mobile and Internet software development. She also edits and reports occasionally on video. She graduated with a M.S. in Journalism (Broadcast) from Columbia University in May 2013 and has been designing personal websites since 2001.
Cherlynn Low on
Twitter Google+
Email* (will not be published)
*Indicates required field
Submit Comments

  1. Loren Says:

    First, and formost, will be coverage. If you have no data, no Internet, or spotty in and out of service, you have no smartphone. You may as well have a voice only phone. I am switching from T-Mobile in hopes of having data when I need it almost everywhere – going with AT&T for a slightly higher price on prepaid mobile service. Your luck may be better, as it depends on where you live and travel to.

All Product Types Accessories Cars Digital Camcorders Digital Cameras eReaders GPS Laptops MP3 & Video Players Projectors Smartphones Software Storage Tablets / MIDs VoIP Wi-Fi
All Subcategories
All Subcategories All-Purpose Budget Business Desktop Replacement Gaming Multimedia Netbook Nettop Rugged Student Tablet PCs Ultraportable
Acer Alienware Apple Archos ASUS Averatec BenQ CTL Corp. Dell Digital Storm eMachines Emtec Everex Fujitsu GammaTech Gateway General Dynamics Getac Gigabyte Hercules HP HTC iBuyPower Intel Lenovo MSI Nokia Nvidia OCZ OLPC OQO Origin Panasonic Sager Samsung Sony Sylvania Systemax TabletKiosk Toshiba Verizon Viewsonic Viliv VooDoo Workhorse PC ZT Systems
Minimum Rating
Any Rating 4.5 Stars 4.0 Stars 3.5 Stars 3.0 Stars
Screen Size
10 11 12 13 14 15 16 17 18 20 4 5 6 7 8 9
1024x576 1024x600 1024x768 1200X800 1280 x 720 1280x1024 1280x768 1280x800 1366x678 1366x768 1440x1050 1440x900 1600x768 1600x900 1680x1050 1680x945 1920x1080 1920x1200 800x400 800x480
Weight Range
10.1 - 12.0 pounds 12.1 - 14.0 pounds 14.1 - 16.0 pounds 2 lbs 2 pounds and under 2+ lbs 2.1 - 4.0 pounds 4.1 - 6.0 pounds 6.1 - 8.0 pounds 8.1 - 10.0 pounds Over 16 pounds Under 2 pounds
more options