Face-Off: Square Vs. GoPayment

Testing GoPayment

Setting up your mobile phone or tablet for use with GoPayment is a bit more challenging than it is with Square. You first must choose which device is appropriate for your needs. Most small business owners will likely go for either the white plastic attachment that—like Square’s reader—fits into the headphone jack, or they’ll pick the Mophie brand case designed for the iPhone 4 (starting at $79.95, depending on where you buy). There are also a couple of options for Bluetooth cases, but these are not as heavily promoted. Once you’ve received your reader or case, you’ll need to download the GoPayment app from the iTunes App Store, Android Market, or BlackBerry App World.

You’ll also need to sign up for a GoPayment account, which can be done via the web, phone, or within the mobile app. Here, you’ll need to choose the appropriate pricing plan (as noted above, either low- or high-volume), and provide your information. Intuit’s form is longer than Square’s, and it’s customized for businesses, not individuals. You must fill out your business name, tax ID information, and your ownership type (sole proprietorship, partnership, LLC, corporation, or non-profit). There’s no option for an individual to use this service.

After filling out the online form, you have to wait for approval. This process generally takes about 15 minutes. Once approved, you can begin accepting credit card transactions.

Once your account has been approved, processing payments is simple enough. You swipe the card, and the mobile app captures the card information and presents it on-screen. Fill in the transaction amount and tap Charge to complete the transaction. While there is an optional Memo field to make a note about the sale, there is no option for adding a photo. Finally, again like Square, you have the option to e-mail or text a receipt to your customer.

Face-Off: Square Vs. GoPayment

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  1. Lucas Flaten Says:

    I think the final verdict should be to try both for yourself since both are free. However, I wish this review would have included more subjective info about the quality of the experience

  2. Brad Michaels Says:

    There are other options available for business owners who are skeptical of Square and GoPayment.

  3. Mark Says:

    Umm, both JCB and Diners’ Club *SHOULD* work on the Discover network, so either service would theoretically support them. Has anyone tried it?

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